If you have multiple accounts such as a personal and business accounts , each one will have its own account number. While a routing number is specific to your bank or credit union , an account number is specific to you. Account numbers vary in length but typically only go up to 12 digits. If you have a paper bank statement, your account number should be prominently listed on the top of it. Log in to your online banking account. Call your bank to speak to a customer service representative.
After he or she asks you a few security questions to verify your identity, the representative will give your account number over the phone. At its core, your account number is a unique identifier for your bank account. How We Make Money. Anna Baluch. Written by. Anna Baluch is a personal finance freelance writer from Cleveland who enjoys writing about debt, mortgages, student loans, personal loans and auto financing.
Edited By Mary Wisniewski. Edited by. Mary Wisniewski. Mary Wisniewski is a banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses. Reviewed by. Share this page. Bankrate Logo Why you can trust Bankrate. Bank routing number chart below. Your account number usually digits is specific to your personal account. It's the second set of numbers printed on the bottom of your checks, just to the right of the bank routing number.
You can also find your account number on your monthly statement. Download the U. Bank Mobile App Its streamlined, simple to use tools make banking easier. Get the app. Are you using the right checking account for your needs? Compare checking options. Complement your checking with a savings account Compare savings accounts.
The U. Bank Visa Debit Card is issued by U. Bank National Association, pursuant to a license from Visa U. Skip to main content. About us Financial education. Support Locations Search. Before you go, be sure you know: This link takes you to an external website or app, which may have different privacy and security policies than U. You are here:. For ZIP Edit. Routing Number. Account Number. Routing Number vs.
Account Number: An Overview Every bank-related financial transaction requires two key pieces of information to identify customers: the routing number and the account number, both of which are assigned when you open an account. Key Takeaways Account and routing numbers work together to identify your account and ensure that your money ends up in the right place.
Both numbers are required to complete many basic banking transaction. The routing number indicates what bank your account is held. The account number is your unique identifier at that bank. Article Sources. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.
Related Articles. Banking What Is an External Transfer? Banking Banking Checking Accounts Need to Void a Check? Partner Links. The magnetic ink character recognition line MICR is the line at the bottom of a check that includes the banking account, routing, and check numbers.
How Account Numbers Work An account number is a unique string of numbers and, sometimes, letters or other characters that identifies the owner of the account. How Does a Checking Account Work?
A checking account is a highly liquid deposit account held at a financial institution that allows deposits and withdrawals. Routing Transit Number A routing transit number is a nine-digit numerical code used to identify a banking or other financial institution for the purpose of clearing funds or processing checks in the United States.
Investopedia is part of the Dotdash publishing family.
0コメント